General FAQs

What is a stock?
A stock is a share in the ownership of a company. Stocks represent a claim on the company's assets and earnings. As you acquire more stocks, your ownership stake in the company becomes greater. Whether you say shares, equity, or stock, it all means the same thing.

Being an Owner holding a company's stock means that you are one of the many owners (shareholders) of a company and, as such, you have a claim (albeit usually very small) to everything the company owns. Yes, this means that technically you own a tiny sliver of every piece of furniture, every trademark, and every contract of the company. As an owner, you are entitled to your share of the company's earnings as well as any voting rights attached to the stock.

Joint Account FAQs

What is a Joint Investment account?

It's a regular investment account in the name of two or more people with the same account privileges. Anyone, like a spouse, family member or friend, can be an account holder. But, you should only open a joint account with someone you trust.

All joint investment accounts have two or more owners. Each owner has the full right to withdraw, deposit, and otherwise manage the account's funds. While BPM labels one person as the primary account holder, that does not change the fact everyone owns everything together. Once money is deposited, all of it belongs fully and equally to each account holder regardless of the source .