A structured and secure way to save for your retirement and build a secure financial future.

  • Secure a monthly income at retirement
  • Investment gains earned by your pension account are guaranteed tax-free
  • Contribute up to 20% of your gross annual income
  • For ages 18 - 65

Regular contributions to your pension plan are very important and can easily be made by:

  • Salary deduction
  • Standing order
  • Online banking platforms of NCB, Sagicor and CIBC First Caribbean
  • Paymaster
  • Bill Express

What are the benefits?

  • Tax-free benefits accrue to you on contributions made to your PersonalPension Account. Contributions to your PersonalPension are deducted before tax is applied to your income.
  • Contribute up to 20% of your income to your PersonalPension. Increase your tax deductibles by contributing the maximum.
  • Earn returns on your PersonalPension Account absolutely tax-free. All the investment gains earned by your PersonalPension Account are guaranteed tax-free.

Why do you need the PersonalPension?

  • Secure Your Future
    The earlier you start saving for retirement the longer you will have to accumulate those crucial savings to fund your lifestyle once you have stopped working.
  • Quality of life Matters
    Your quality of life in retirement will depend largely on how early you start and how well you invest. Make no mistake, this is one of the most important investments you will ever make. Do not waste a minute!

Create your own personalized portfolio

  • Diversify your investments
    Choose from a range of investments to suit your risk tolerance and time horizon. A Financial Advisor will assist you in making your selection and will be available to offer you further advice.
  • Benefit from our track record of service and performance and supercharge your retirement savings today by opening  a BPM PersonalPension Account.

Your PersonalPension

  • Provides a secure way to accumulate savings for retirement
  • Allows for maximum tax-free benefits through tax deductible contributions
  • Contribute up to 20% of your income
  • Make gains on investments tax-free

Who is eligible?

  • Jamaican Residents
  • Ages 18-65
  • Self employed or Contract worker
  • Employed but not in a company sponsored pension fund
  • Not a member of another Individual Retirement Account

Meet Our Sales Team

Meet our world class Sales Team. They know how to deliver the WOW experience for their clients every time. They are passionate about investing and helping persons attain their financial goals.


Grace Mclean

Financial Advisor

Venice Parchment

Senior Financial Advisor